lindaburb You have to check both boxes then enter you banking information and complete the W9. Yapstone will soon no longer be an option for payment processing. Any bookings you have already taken through Yapstone will stay with Yapstone until they are paid in full. All new bookings taken after you submit your bank information and W9 will be through the new payment processing system. There is not a choice between Yapstone and the new system, if you want to continue listing on the site you must switch to the new processor. You may get payment after check in or you may get "early payments" which means payment will be released to you 7 days after the guests makes payment, it may take a little longer to hit your account depending on how long your bank takes to clear the deposit.