In the case of fire or theft, I just learned that tenants items in a short term rental are not covered- and I have been renting for 4 years!
My insurance carrier said she never thought of it herself. While I am pushing purchasing travelors insurance now, has anyone found an agency that will cover this?
I suppose it depends on the policy, but don't many homeowner's insurance policies cover theft no matter where it occurs? (Of course, this assumes the guests have a home themselves!)
Or traveler's insurance purchased by the guest?
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