Hi! We are new to the vacation rental business. Our rental property is in Scott County of Minnesota. We are wondering if anyone can help us locate the best insurance options for our property. Do you use commercial insurance or a private homeowners policy? How much liability insurance to you recommend we get? I think the policies I found so far have a cap at $500,000 liability coverage. Also, we want to rent a fishing boat out to our guests. Any thoughts on locating a policy for that also would be appreciated. Thanks in advance for your time!